- 2 sessions with an accountability & performance coach
- Lifetime access to the online training portal
- Lifetime access to the Capital Growth Toolbox
- Access to Kev's network
- 24/7 WhatsApp support
Home / Capital Growth Formula
The flagship programmeThe Capital Growth Formula.
Years of wealth management experience turned into one straightforward system. It takes you from your current state to a diversified portfolio, whatever you already know.

Built for people who earn well and want more from it.
High-income professionals
A good salary and rising tax bill, but no clear plan for what to do with the surplus.
Entrepreneurs & directors
Pay yourself tax-efficiently and build wealth outside the business.
Salespeople
Big commission months and quiet ones. A system that banks the upside.
Complete beginners
No previous knowledge needed. We start with the basics and build from there.
Eight modules, in the right order.
Open any module to see what it covers.
01Onboarding & current state
- Programme outline, objectives and expectations
- Onboarding discussion and review
- Current state analysis
- Immediate adjustments and recommendations
- Actions for your next session
02Basics & disposable income
- Budget and tracking
- Disposable income analysis
- Cutting expenses and easy saving methods
- Evaluating and dealing with debt, with a reduction tracker
- Investing, inflation and money mindset
- Recommended book study
03Goals, tax & income development
- Setting and tracking financial goals
- Investment tracking
- Taxes: types, planning and how to pay less
- Investing principles
- Developing your income
- Mindset: limiting beliefs
04Investing foundations
- Credit: why it matters and how to improve it
- Credit card guide and using good credit
- Emergency funds: sizing formula and decision matrix
- Sinking funds
- Insurance: life cover and income protection
- Generational wealth
- Pensions: types, pros and cons, SIPP comparisons
- Mindset: states and self-concept
05Risk & initial investments
- Risk and reward, risk tolerance and the risk pyramid
- Dollar-cost averaging
- Alternative investing strategies
- Gold, gold coins, silver and other commodities
- Bonds and dividend-producing bonds
- ISAs, including Junior ISAs
- Index funds and ETFs
- Individual stocks and how to analyse them
- Compound interest, with examples
06Advanced investments & incomes
- Long-term outlook and sustainability
- Passive income and its types
- REITs and dividend stocks
- Peer-to-peer lending: platforms, direct loans, rates and risks
- Gold trade and export business
- Cryptocurrency: evaluating coins, exchanges, buying, selling and storing
07Alternative & passion investments
- Passion investing
- Fine art
- Whiskey
- Luxury watches
- Angel investing
- Forex investment methods
- Property: Kev's methods, mortgages and recommended reading
08Portfolio building & net-worth tracking
- Diversification
- Net-worth and long-term portfolio tracking
- Moving forward: tasks and non-negotiables
- Wrapping up and extra resources
Choose how you want to work with Kev.
Every option starts with a strategy call so you can check it's the right fit.
- A 1-1 consultation with Kev every quarter
- Quarterly investment and market reports
- Access to Kev's network
- The Capital Growth Toolbox
- Extra sessions available
Payment plans are available on request. Card, cryptocurrency and cash payments accepted. Programmes can be adjusted to your needs; ask Kev on your call. Read the KC Capital introduction pack (PDF).
From people who've done it.
“Kevin brought me through a broad curriculum related to investing, how to improve your credit score, taxes, how to properly budget and much more.”
“Kev made us realise that before diving into investments, we needed to establish a more solid financial foundation.”
“I was able to properly diversify my investment portfolio and build financial plans specifically catered to me.”
Before you book.
Do I need any investing experience?
No. The programme is designed to work regardless of what you already know. Module one starts with where you are today.
How long does it take?
The 1-1 programme runs over 12–14 weeks. You keep lifetime access to the training portal and toolbox afterwards.
Should I choose the 1-1 programme or consultancy?
The 1-1 programme suits high earners who are getting started with investing and want to transform their whole financial situation: the full Capital Growth Formula, tailored to you. Ongoing consultancy suits people who already have investing knowledge and experience but want better results or proper diversification. We work out which is right on your strategy call, with no obligation either way.
Can I pay in instalments?
Yes. Payment plans are available on request. Card, cryptocurrency and cash are accepted.
Is this financial advice?
KC Capital provides financial education and mentoring. Nothing on this site is personalised financial advice. Your strategy call is the place to ask how the programme applies to you.